The Ultimate Insurance

handshake in front of various insurance terms

The concept of insurance has been traced as far back as 1700 BC in the Babylonian period. It is basically a guarantee provided by an individual, company, organization, or governmental entity for reimbursement of a specific loss. In return, the provider expects payment of a premium or prearranged fee for the duration of coverage. While the principle concept is simple and relatively beneficial as a whole, it has currently evolved and exploded exponentially into a global, multi-billion dollar industry that impacts the welfare of businesses and individuals alike.

We can now find insurance for practically everything. We can insure our health and our life as well as our pet’s health. Farmers can get coverage for their livestock and crops—and even weather insurance. If we want a home, we’ll need insurance for it, especially if we get a loan. We can get coverage to protect against mortgage rate increases, not to mention for losses due to floods and earthquakes, depending on where we live. The person who built the house most likely had builder’s insurance too. Are we planning to rent it out? Then we’ll want landlord’s insurance, and whoever rents it will need insurance also. If we have a registered vehicle, then we are required to have insurance, not so much for ourselves, but to cover the other person who runs into us, and vice versa. If we own a business we will need insurance, and if we have employees we will need coverage for them, too. If there are customers or visitors present, then liability insurance is necessary. How about legal expenses, our kid’s Ivy League university tuition, a superb singing voice, or that trip to Europe? Somebody will be glad to provide coverage for any or all of these, if we want to pay for it. We can find insurance for terminal illness, accidental death, terrorism, kidnapping and ransoms, cyber-attacks, divorces, and much more.

photograph of a person holding pen while about to fill out life insurance document

It seems like almost all areas of life can be insured to some degree. But what about when life is over? Sure, there is life insurance and death insurance, but how about for what happens to us after this life is ended, whether we are buried away or scattered over the sea? There are some who readily claim to insure the soul for a sizable fee, but their methods will only ensure that their wallets remain full. Why? We can find the answer in the Bible. Jesus said, ” I am the way, the truth, and the life: no man cometh unto the Father, but by me” (John 14:6) and in John 10:9, “I am the door: by me if any man enter in, he shall be saved, and shall go in and out, and find pasture.” Unless we go to Jesus and accept Him into our heart, there is no guarantee or insurance for getting to Heaven for us when we leave this life for eternity. There is no other way or means that we, or anyone else, can carry out that will accomplish the same result.

Contrary to popular belief, God loves us more than we could ever possibly imagine. No one in history, on this earth and beyond, loved us so much that they gave their only son to die for us. God’s Son, as well, willingly came to this earth to sacrifice His life on a cross to pay for not only our sins, but also for all of those in the past, and all of those yet to be born. God knew that it was impossible for us to pay the price for all of the wrongdoings we have committed against Him. That is why His Son, Jesus, lovingly took our place. When we reject His sacrifice, we are telling God that we know more than He does and our way is better. In essence, God does not send us to hell—we commit ourselves there through our self-righteousness and the rejection of His Son. God intended hell solely for fallen angels who rebelled against Him ages ago, and not for us, His beloved human creation. By acknowledging His Son and His sacrifice, as well as forsaking our sinful, rebellious ways, we insure ourselves against a life in hell forever. We open the door to real peace and joy.

We can have insurance against almost every possible loss that could happen in this world, but in the end, it still won’t be enough.

What we need is the “ultimate insurance”—Jesus Christ. His policy is not full of exceptions and fine print. It will never fail or expire. There are no surprises or continual rate increases. Pre-existing conditions don’t matter, and we will never be turned down. Jesus said “…him that cometh to me I will in no wise cast out” (John 6:37). Insurance is of little benefit if you wait until after you need it to decide. So give your heart over to Him today, while you still can.

To read more on how you can give your life over to Jesus please click here.